Mobile money · Cards · Bank transfers · USSD

The payment rail for African builders

Accept MTN MoMo, Telecel Cash, M-PESA, cards and bank transfers with one clean API. Get paid, reconcile with a real-time ledger, and pay out to any wallet or bank — all from one dashboard.

Checkout

Hosted

Mobile money, cards, bank transfers and USSD in one payment flow.

Ledger

Real time

Balances, fees, settlements and refunds stay reconciled automatically.

Payouts

Fast

Send money to wallets and bank accounts with validation and reversals.

Everything a gateway should do

Built for collections, disbursements and reconciliation in one place.

Hosted checkout

Create payment sessions that cover mobile money prompts, card verification and bank transfer.

Signed webhooks

Real-time events signed for verification, automatic retries with backoff, full delivery logs and one-click replay.

Transfers & payouts

Disburse to any MoMo wallet or bank account with name-enquiry validation, balance checks and automatic reversals.

Real-time ledger

Every pesewa is tracked in an immutable ledger with balances, settlements, fees and CSV exports.

Payment links & storefronts

Share a link and collect payments instantly — or open a hosted storefront with products, stock and order tracking. No code required.

Test & live modes

A full sandbox with deterministic test wallets and cards, separate keys, and role-based team access with audit trails.

Designed for developers,
loved by finance teams

  • Clean REST API with predictable responses
  • Idempotent references — never double-charge a customer
  • Server-side verification before fulfilling orders
  • API request logs and webhook delivery logs in the dashboard
  • Misc data endpoints for banks & mobile money channels per country
Get your API keys

Webhooks

Signed events

Payment, refund, transfer and settlement updates are delivered with retry handling.

Observability

Request logs

Track API activity, delivery attempts and operational history from the dashboard.

Controls

Team roles

Keep finance, support and developers in the right lanes with scoped permissions.

Modes

Test and live

Validate flows in the sandbox before enabling live payment operations.

Simple, local pricing

No setup fees. No monthly fees. Pay only when you get paid.

Mobile Money

1.95%

capped at GHS 10 per transaction

Cards

2.9% + 0.30

local & international cards

Bank Transfer

1.5%

capped at GHS 12 per transaction